Forum Posts

Margy Jakos
Sep 08, 2022
In General Discussions
Hey Everyone! There is room for two additional 8-12th grade students in the Personal Finance class. Please contact me if you are interested! email margaretjakos@gmail.com or text 605-838-7522 Location: St. Joseph Cathedral (up the stairs and to the left) Time: 12:45-2:00 PM Dates: Fall Semester September 9, 16, 23, 30 October 7, 14, 21, 28 November 4, 11 Spring Semester January 27 February 3, 10, 17, 24 March 3, 10, 17, 24, 31 Cost: The tutoring fee is $160.00 for all twenty classes. The student text/online portal access is $38.00. This is a .5 high school credit class for only $198. Blessings, Margy Jakos
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Margy Jakos
Aug 31, 2022
In General Discussions
Please let me know if you are interested in signing up your student (8-12 graders). The deadline is tomorrow, Wednesday, August 31 as I need to order the books. Email: margaretjakos@gmail.com or text: 605-838-7522
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Margy Jakos
Aug 19, 2022
In General Discussions
I was able to change the location of this class to St. Joseph School to allow for more students to participate. There has also been some inquiry about allowing 8th-grade students to participate. If your student is able to do the work, I am happy to include them. Each student will earn .5 credits. Location: St. Joseph Cathedral (up the stairs and to the left) Time: 12:45-2:00 PM Dates: Fall Semester September 9, 16, 23, 30 October 7, 14, 21, 28 November 4, 11 Spring Semester January 27 February 3, 10, 17, 24 March 3, 10, 17, 24, 31 Cost: The tutoring fee is $160.00 for all twenty classes. The student text is $40.00, however, the more books ordered will allow for a discount, though I am not sure what that is yet. Any savings I get will be passed on to you. Please email margaretjakos@gmail.com or text 605-838-7522 I'm eager to implement this class! Blessings, Margy Jakos
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Margy Jakos
Aug 18, 2022
In General Discussions
The personal finance class for grades 9-12 will be changing the day, time, and location to accommodate more students. There is also a price reduction. Please read through to bottom of post. Please feel free to email me with questions about the course at margaretjakos@gmail.com. Blessings, Margy Jakos Personal Finance (Mrs. Jakos) We will be using the Beyond Personal Finance text by Charla McKinley, CPA. This course begins with planning for college and a career, and continues through marriage, purchasing a home, dealing with a job loss, paying income tax, and other critical aspects of life that affect finances. The course has both online and physical components. In Beyond Personal Finance, students will be working out their own financial plans for their future selves through a game-like structure. For example, students may try car debt or student loan debt "to experience the pain firsthand." Rather than grading, the author incorporates pay raises as students advance through the course. Students make their own realistic choices that both influence their progress in the game and help them learn how to make the best choices in real life. The game introduces elements of chance that disrupt financial plans through “plot twists” selected by the spin of an electronic wheel. This is a learning opportunity for students to test out real-life decisions and experience the consequences of those decisions without real-life consequences. Each of the lessons is designed to represent a year further down the road in life. In most lessons, students have to make a choice that will impact their budget, then recalculate their budget based on that choice. Students will answer questions, take notes, and complete budget charts at each “stage of life." They will also complete worksheets with computations such as for purchasing either a new or used car, calculating the effects of simple and compound interest, and calculating a net paycheck after deductions have been taken. The course is complex, but if students follow instructions, they should be able to figure out what to do. A checklist at the end of each lesson ensures that students complete all of the necessary steps. If students make a bad choice within the course that puts them financially in the red, they get to go back and change that choice. When we meet, we will watch a video lecture, stopping the video as necessary to complete an activity. Students do not need to read through the entire lesson in the student workbook. They will engage in a "choose your own adventure" format through the lessons with homework that will take around two hours per week. The text is done in a virtual "game of life" type format. For example, the student chooses a career and researches it to learn what education or training is required, what the job outlook is, how much it pays, and what will be expected in a typical day's work. Topics are chronological to real life and include: colleges and careers budgeting car purchase apartment rental credit cards marriage and interest babies and payroll house purchase insurance single income charitable giving investments business basics layoffs and reconciliations income tax divorce dangers retirement The course is intended to teach the fundamentals of financial literacy by experience. It provides students with opportunities to exercise choices to apply to their own practice budgets. Students make decisions and then face the impact of those decisions. There will be twenty 75-minute classes. The student text is $40.00 and the tutor fee is $160.00 for all twenty classes. When the location, day, & time are determined it will be posted. Please email me now to get on the class roster.
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Margy Jakos
Aug 17, 2022
In General Discussions
Below is a detailed description of the personal finance class that I will be teaching in my home, 604 N. Appaloosa Trail, Sioux Falls, SD. I will be limiting it to a maximum of 8 students, grades 9-12. Please feel free to email me with questions about the course at margaretjakos@gmail.com. Blessings, Margy Jakos Personal Finance (Mrs. Jakos) We will be using the Beyond Personal Finance text by Charla McKinley, CPA. This course begins with planning for college and a career, and continues through marriage, purchasing a home, dealing with a job loss, paying income tax, and other critical aspects of life that affect finances. The course has both online and physical components. In Beyond Personal Finance, students will be working out their own financial plans for their future selves through a game-like structure. For example, students may try car debt or student loan debt "to experience the pain firsthand." Rather than grading, the author incorporates pay raises as students advance through the course. Students make their own realistic choices that both influence their progress in the game and help them learn how to make the best choices in real life. The game introduces elements of chance that disrupt financial plans through “plot twists” selected by the spin of an electronic wheel. This is a learning opportunity for students to test out real-life decisions and experience the consequences of those decisions without real-life consequences. Each of the lessons is designed to represent a year further down the road in life. In most lessons, students have to make a choice that will impact their budget, then recalculate their budget based on that choice. Students will answer questions, take notes, and complete budget charts at each “stage of life." They will also complete worksheets with computations such as for purchasing either a new or used car, calculating the effects of simple and compound interest, and calculating a net paycheck after deductions have been taken. The course is complex, but if students follow instructions, they should be able to figure out what to do. A checklist at the end of each lesson ensures that students complete all of the necessary steps. If students make a bad choice within the course that puts them financially in the red, they get to go back and change that choice. When we meet, we will watch a video lecture, stopping the video as necessary to complete an activity. Students do not need to read through the entire lesson in the student workbook. They will engage in a "choose your own adventure" format through the lessons with homework that will take around two hours per week. The text is done in a virtual "game of life" type format. For example, the student chooses a career and researches it to learn what education or training is required, what the job outlook is, how much it pays, and what will be expected in a typical day's work. Topics are chronological to real life and include: colleges and careers budgeting car purchase apartment rental credit cards marriage and interest babies and payroll house purchase insurance single income charitable giving investments business basics layoffs and reconciliations income tax divorce dangers retirement The course is intended to teach the fundamentals of financial literacy by experience. It provides students with opportunities to exercise choices to apply to their own practice budgets. Students make decisions and then face the impact of those decisions. There will be thirty 90-minute classes. Our class will begin September 7 and we will meet once a week on Wednesdays, 10:30- 12:00 noon. The student text is $40.00 and the tutor fee is $125.00 per semester.
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Margy Jakos
Oct 11, 2021
In General Discussions
These items are free, you pick up. Please email or text me. Margy Jakos margaretjakos@gmail.com 605-838-7522
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Margy Jakos
Sep 02, 2021
In General Discussions
Much is happening around the world, in our nation, in our state of South Dakota, and locally. When we look at the headlines it is easy to say, "What difference can I make? This is bigger than me." All of us can pray. I implore everyone to pray for leaders, who have courage, integrity, and a willingness to rise up and lead. We are a people of hope! We have a mighty God!
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Margy Jakos
Aug 05, 2021
In General Discussions
We were blessed with the Myers boxes earlier this summer. We are done using them and would like to give them to whoever needs them. If we do not hear from anyone by next Wednesday, we will recycle them. Please email me if you are interested or text 605-838-7522. ~Margy Jakos
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Margy Jakos
Jul 19, 2021
In General Discussions
Abby (Jakos) Finken, an SMF graduate, is the creator of this new business and ministry. Check out her new website! https://memento-mei-bracelets.square.site/ In Christ, Margy Jakos
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Margy Jakos
Apr 26, 2021
In General Discussions
If any of you are interested:
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Margy Jakos
Apr 23, 2021
In General Discussions
Mary Finken, my daughter's mother-in-law, would like to give away a side-by-side refrigerator. You would have to pick it up. They live near Bahnson/Marson on the Eastside of Sioux Falls. Please contact Mary Finken directly, 720-350-0960. When texting her, please let her know you are part of the local Catholic homeschool community and that you heard about it through the St. Margaret's Fellowship forum. Thank you! Margy
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Margy Jakos

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